New Philadelphia & Tuscarawas County
Bankruptcy help for New Philadelphia and Dover
Lake Legal Services helps people in New Philadelphia, Dover, Uhrichsville and across Tuscarawas County stop collection and get a fresh start. Your first consultation is free.
Serving Tuscarawas County
Bankruptcy help without the long drive
New Philadelphia is roughly 35 to 40 minutes up I-77 from our Belden Village office. You're welcome to visit, but most of the process can be handled by phone, video and electronic signature.
Tuscarawas County collection cases often go through the New Philadelphia Municipal Court. If you've been sued or your wages are being garnished, filing stops it. Learn more about stopping lawsuits and garnishments.
Edward Lake has helped people across Northeast Ohio with bankruptcy since 1997. We'll explain what Chapter 7 and Chapter 13 would mean for your home, car, paycheck and credit before you decide anything.
Worried about losing your home?
If a foreclosure has been filed, call before the sheriff's sale. Filing Chapter 13 stops the sale and lets you catch up over time.
How it works
Getting help from New Philadelphia
Call or book online
Tell us what's going on: a garnishment, a lawsuit, a foreclosure, or bills you just can't keep up with. The first consultation is free.
Meet the way that suits you
Come to our Belden Village office, or meet by phone or video from home in New Philadelphia.
We prepare and file your case
We gather your documents, decide with you between Chapter 7 and Chapter 13, and file with the U.S. Bankruptcy Court for the Northern District of Ohio.
Collection stops
Once your case is filed, a court order called the automatic stay stops most collection calls, lawsuits, garnishments and sheriff's sales.
You get your fresh start
We prepare you for the meeting of creditors and stay with you until your case is finished.
Common questions
Questions from Tuscarawas County clients
Can I do everything remotely?
Most of it. Consultations can be by phone or video, documents can usually be signed electronically, and the trustee meeting is often held by video.
Will I lose my tax refund?
It depends on the timing and the amount. Tell us about any refund you expect so we can plan the best time to file.
What debts can bankruptcy erase?
Credit cards, medical bills, personal loans, many old judgments, and balances left after a repossession or foreclosure. Most student loans, recent taxes and support payments usually can't be erased. See bankruptcy myths and facts.
How soon can you file?
Once we have your documents and you've finished a short credit counseling course, we can often file quickly when there's an emergency like a garnishment or a sale date.
In Tuscarawas County?
Call for a free consultation. We'll tell you honestly whether bankruptcy is right for you.